| Previous dividend | 0.10% – 0.70% Div. Rate | APY * |
| Dividend declared at close of quarter | ||
| Previous dividend | 0.05% Div. Rate | APY * |
| Dividend payable monthly | ||
| Vacation Club | 0.10% – 0.70% Div. Rate | APY * |
| Christmas Club | 0.10% – 0.70% Div. Rate | APY * |
| Transfers into savings 10/31 | ||
| New Auto Loan / Used Auto Loan | as low as 4.25% APR | 90 % of vehicle up 72 mo. |
| Rates vary by loan terms and credit score | ||
| Used Auto Loan 7 Years or Older | as low as 5.25% and up to 16.9% APR | 100% clean trade- in up to 60 mo. |
| Rates vary by loan terms and credit score | ||
| When obtaining a loan at SECCU, your Credit Report will be used to determine the rates and terms of the loan you will receive. Typically, the higher the score on your Credit Report, the better the rate you will receive on the loan.
There are three credit reporting companies that generate Credit Reports: Experian. All consumers are entitled to receive an annual copy of their Credit Report at no charge. To request yours today, visit AnnualCreditReport.com. The site will also provide answers to Frequently Asked Questions. Knowing and understanding your credit score will not only aid you in obtaining financing, it can also protect you from becoming a victim of identity theft. |
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| Signature Loans | Rates As Low As 9.9% | Up To $15,000.00 |
| Cosigner Loans | Rates As Low As 9.9% | Up To $15,000.00 |
| Share Secured Loans | Rate 2.05% | |
| Vacation Loans | Rates As Low As 7% | Up to $3,500.00 For 12 Months |
| Available April Until August | ||
| Christmas Loans | Rates As Low As 7% | Up to $3,500.00 For 12 Months |
| Available October Until February | ||
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| To apply for a loan, please click HERE and fill out all paperwork and return to State Employee Community Credit Union | ||
| You must have Adobe Reader to open this file. | ||
Please fill out application and E-mail or Fax:
E-mail: Sharvey@state-employeescu.com
E-mail: Hmosby@state-employeescu.com
Email: AArnold@state-employeescu.com
Fax: 618-465-5143
| Service | Fee’s | |
| ACH Stop Payments | $25.00 | |
| Copy of Paid Share Draft | $2.00 | |
| Nonsufficient funds: ATM Withdrawal | $25.00 | |
| Nonsufficient funds: Share Draft | $25.00 | |
| Overdraft Transfers (over 6) | $5.00 | |
| Replace Lost Check and/or ATM Card | $10.00 | |
| Stop Payments | $25.00 | |
| Copy of Statement | $2.00 |
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